Your Financial Foundation at Work

Your Benefits Are Part of Your Pay. Are You Using Them?

Most people choose their benefits once, in a hurry, during open enrollment — and never look again. This free, education-first lunch-and-learn, presented on-site by Dr. Sam (Sourav) Saha and Rahul Agarwal, CPA, of Lithos, walks your team through the money basics that matter most: an emergency fund and a plan for debt, getting full value from workplace retirement plans and benefits, and protecting the paycheck your family depends on. Designed for every role and every income level, in plain English.

What You'll Take Away

One Lunch Hour, Three Takeaways

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01 · Your Workplace Benefits

Don't leave money on the table.

How 401(k), 403(b), and 457(b) plans work, why the employer match matters, and how HSA and FSA accounts can lower your taxes — so you can choose with confidence at the next open enrollment.

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02 · Your Paycheck Plan

Savings, debt, and student loans.

A simple order for building an emergency fund and paying down debt, and the right questions to ask about student loan repayment options.

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03 · Protect What You Earn

When the paycheck stops.

What group life and disability coverage does — and doesn't — cover, whether it goes with you when you change jobs, and the basic documents every family should have.

The Audience

Who This Session Is For

✓ Employees in every role and at every income level
✓ Team members who want to understand their benefits before the next open enrollment
✓ New hires deciding how much to put into the retirement plan
✓ Anyone working on debt, savings, or a first real budget
✓ HR and benefits leaders who want outside expertise for a financial-wellness program

At Lithos, our mission is to create wealth for families. Through layered planning and a team of trusted professionals, we provide comprehensive insurance, wealth, tax, and real estate solutions that empower clients across the country to protect what matters today and build lasting legacies for tomorrow.

Reserve Your Seat

Free Admission. RSVP Required.

Limited seats. Choose the date and format that work best for you.

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Guests Joining You optional

This information is for educational and follow-up purposes only. Submitting this form does not create a client relationship and does not constitute financial, tax, legal, insurance, investment, real estate, mortgage, or lending advice. A licensed professional will review your request and follow up as appropriate. Email and SMS communications are used only according to the consent selections provided above.

Questions

Frequently Asked Questions

Which dates and formats are available?+

How long is it?+

Who arranges this session?+

Your employer or a team leader invites Lithos to present on-site. There is no cost to your employer or to you.

Is this really free?+

Yes. There is no cost to attend and no obligation.

Will you try to sell me something?+

The session itself is educational. If you would like to talk about your own situation, you can request a complimentary one-on-one review afterward, where products and services may be discussed. It is entirely your choice.

Will my employer see my personal information?+

No. Your employer receives only a headcount so lunch can be planned. Your contact details stay with Lithos and are used only according to the consent choices you make on this form.

Does my employer endorse Lithos?+

Your employer is hosting an educational session for its team. Hosting does not mean your employer endorses Lithos or any product or service. For the specific rules of your own benefit plans, check your plan documents or HR.

What's the difference between in-person and online?+

Same content, same speakers, same live Q&A. In-person attendees get printed take-home materials and face-to-face conversation; online attendees receive the materials digitally and the Zoom link by email after they RSVP (and again in the reminder an hour before). Choose whichever date and format fits your week.

Can I bring someone?+

Please do — the best decisions get made together. Tell us how many guests are joining you on the form, and after you RSVP you'll be able to send them a personal invitation so they get their own confirmation and reminders.

This seminar is educational. Nothing presented is personalized financial, investment, tax, legal, insurance, real estate, mortgage, lending, or medical advice, and no outcome is guaranteed. Insurance and annuity guarantees are backed solely by the claims-paying ability of the issuing insurer. Attendance carries no obligation. Attendees may request a complimentary review, where products and services may be discussed.

Hosting this session does not constitute an endorsement by the employer of Lithos or of any product or service. Lithos is not affiliated with the employer's benefit plans; plan-specific rules are governed by the plan documents.