Why a will alone often isn't enough, how trusts can help avoid probate, and the documents every family should have in place.
Reserve Your Free SeatPresented by LITHOS
Roughly two out of three American adults have no will at all, and many who do are surprised to learn a will still sends their estate through probate — a public court process that can take many months in Indiana. This education-first session, led by Dr. Sam (Sourav) Saha with Rahul Agarwal, CPA, explains in plain English what each core document does, how trusts and beneficiary designations are commonly used to keep assets out of probate, and where the common gaps hide: unfunded trusts, outdated beneficiaries, and no plan for incapacity. Lithos is not a law firm; we educate and help you organize the financial side, and the documents themselves are prepared by licensed estate-planning attorneys.
What a will controls and what it doesn't, what probate is and why families try to avoid it, how a revocable living trust works and why an unfunded trust fails, and the incapacity documents — financial power of attorney and healthcare directive — that matter while you're alive.
Why beneficiary designations on retirement accounts and life insurance override your will, how transfer-on-death designations and joint titling work in Indiana, protecting minor children and heirs with special needs, and keeping the plan current through marriage, divorce, and new grandchildren.
With Rahul Agarwal, CPA: how inherited retirement accounts are taxed under current rules, the step-up in basis, federal estate-tax exemption basics (Indiana has no state inheritance or estate tax), and how life insurance is commonly used to provide liquidity, equalize inheritances, or fund a trust.
At Lithos, our mission is to create wealth for families. Through layered planning and a team of trusted professionals, we provide comprehensive insurance, wealth, tax, and real estate solutions that empower clients across the country to protect what matters today and build lasting legacies for tomorrow.
Limited seats. Choose the date and format that work best for you.
This seminar is educational. Nothing presented is personalized financial, investment, tax, legal, insurance, real estate, mortgage, lending, or medical advice, and no outcome is guaranteed. Insurance and annuity guarantees are backed solely by the claims-paying ability of the issuing insurer. Attendance carries no obligation. Attendees may request a complimentary review, where products and services may be discussed.
Lithos is not a law firm and does not provide legal advice; estate-planning documents must be prepared by a licensed attorney in your state. Probate procedures and thresholds vary by state and change over time.