Important Information
Important regulatory and educational disclosures covering licensing, suitability, investment risk, tax, real estate, compensation, and more.
Note: This is a general template provided for transparency and should be reviewed and finalized by a licensed attorney before publication. Bracketed items indicate details to confirm.
The information provided by Lithos Insurance Advisory LLC and its divisions — on this website, in seminars, and in other materials — is for educational and informational purposes only. It does not constitute financial, investment, insurance, tax, or legal advice, and should not be relied upon as such. Always consult an appropriately licensed and qualified professional regarding your specific situation before acting.
Lithos provides insurance and related services through individuals holding the appropriate state insurance licenses. Services and products are offered only in states where Lithos and its associated professionals are properly licensed. Licensing information is available upon request. Lithos Insurance Advisory LLC is organized in Indiana.
Insurance and annuity products are offered through licensed insurance professionals and affiliated brokerages. Any insurance recommendation is based on a suitability assessment of your stated needs and circumstances. Product features, riders, limitations, and availability vary; please review all policy documents carefully. Guarantees associated with insurance and annuity products are backed solely by the financial strength and claims-paying ability of the issuing insurance company and are not guaranteed by Lithos, any bank, or any government agency.
Where investment-related education is provided, it is general in nature and not a recommendation to buy or sell any security or to adopt any investment strategy. All investing involves risk, including the possible loss of principal. Past performance is not indicative of future results. No content here should be interpreted as a guarantee of any specific outcome or return.
Lithos is in the process of expanding its capabilities, which may in the future include registered investment advisory services. Unless and until such registration is effective and disclosed, nothing on this Site should be construed as the provision of investment advisory services or as establishing a fiduciary investment-advisory relationship. Any future advisory services will be provided under, and described by, the appropriate separate disclosures and agreements.
Tax, accounting, and bookkeeping services referenced as "Lithos Tax Advisory" are provided through a separate entity in which licensed CPA ownership and supervision are maintained as required by applicable rules. Tax services are limited in scope to tax filing and preparation, accounting and bookkeeping, and financial-statement preparation. Information provided is not a substitute for advice from your own qualified tax professional regarding your specific circumstances.
Real estate and financing education is general and informational. Lithos does not provide such services in any state where to do so would require a license it does not hold. Any mortgage, lending, or real estate transaction is subject to separate terms, disclosures, and applicable consumer-protection regulations, and is conducted by appropriately licensed parties.
Lithos works with established national brokerages and providers, including (among others) Crump for life and annuity and Advocate Financial for health and Medicare. Lithos and its associated professionals may receive commissions or other compensation from insurers or brokerages in connection with products placed. This is standard in the industry and does not change our commitment to recommendations based on your needs. Details about how we are compensated are available on request.
Nothing on this Site is a promise or guarantee of any particular financial result, income, savings, or performance. Illustrations and examples are hypothetical, for educational purposes, and do not represent any specific client's experience.
Opportunities to join Lithos are independent contractor opportunities. Income is not guaranteed and depends on individual effort, skill, licensing, and market conditions, among other factors. Statements regarding potential are not earnings claims or guarantees of employment.
Products and services are available only where Lithos and its associated professionals are licensed and authorized. Lithos is currently licensed in 18 states; availability is subject to change. Please contact us to confirm availability in your state.
Any third-party names, logos, or trademarks are the property of their respective owners and are used for identification only. Any testimonials reflect individual experiences and are not a guarantee of future results.
For questions about these disclosures or to request licensing and compensation details: Lithos Insurance Advisory LLC, 200 S Rangeline Rd, Suite 129, Carmel, IN 46032 · info@lithosadvisors.com · +1 317 668 7286.
Last updated: [Month] 2026. Questions about this page? Email info@lithosadvisors.com.
